There are many ways: direct contribution; stock; supporting programs; purchase a seat or a table at our annual Brotherhood/Sisterhood Awards Dinner; matching gift program through your company; volunteer help; in-kind services; underwriting a school program (adopting a school in your community); sponsoring students to UCSA Youth Leadership Camp.   

  
A new income and planning program has been developed so that interested donors will now be able to leave a legacy to UCSA. We urge you to speak with your own personal tax consultant about deferred gift options.



APPRECIATED STOCK: YOUR DONATION CAN HELP YOU AND UCSA

A donation of appreciated stock to UCSA has two significant benefits for you. First, there is certainly the charitable contribution deduction for the current tax year. Second, you can avoid any capital gains tax.


Example:

  • If you sell stock today valued at $10,000 that you purchased many years ago for $1000, you could incur a capital gains tax of up to $3,150 on your $9,000 profit, based on a combined federal and state tax of 35%.
  • However, if you donate that $10,000 stock to UCSA, you will avoid any capital gains and you will be able to claim a $10,000 deduction for your charitable contribution.
  • As always, you should check with your tax advisor for details.

BEQUESTS

Leaving a bequest is one of the most common–and simplest–ways to leave a legacy gift. The four basic ways to leave a bequest to United Communities of San Antonio are:

  • Specific Bequest: Designate the amount of money or specific asset (property, securities, etc.) you wish to donate.
  • Percentage Bequest: Designate the percentage of your estate you want distributed to United
  • Residuary Bequest: Instruct that any remaining part of your estate be distributed to United Communities of San Antonio after distributions are made to family, friends, and others.
  • Contingent Bequest: Instruct that United Communities of San Antonio receive assets in the event that a beneficiary in your will is no longer living.


Sample Bequest Language:

I give and bequeath the sum of $______(or_____% of my estate) to United Communities of San Antonio, Inc. to be used in support of its general charitable purposes.


If you would like to make a charitable bequest, please contact our office to obtain our Federal Tax Exempt Number.

GIFTS OF LIFE INSURANCE

Another way to leave a legacy of choice is to name United Communities of San Antonio as a beneficiary of any individual or group life insurance policy. You will get an estate tax deduction for insurance proceeds that go to United Communities of San Antonio upon your death.

RETIREMENT PLANS AND OTHER INVESTMENTS

An IRA, 401(K), 403(b) or another qualified retirement plan has tax benefits for accumulating assets, but at death they may be subject to income and estate taxes. Without planning, over 60% of the value of your tax-deferred accounts may go to taxes. Gifting these accounts makes use of the full value of the assets. To leave your IRA or other retirement plan to United Communities of San Antonio (either as primary or contingent beneficiary), request a change in beneficiary designation form from your retirement plan company.


If you have included United Communities of San Antonio in your will, life insurance, or estate plans, please let us know so that we may thank you appropriately for your generous commitment to United Communities of San Antonio. As with any decision involving your financial or estate plans, we strongly advise you to seek the advice of your financial advisor for your estate planning.

If you would like more information about support opportunities, please contact the UCSA Office at 

(210) 229-1991.